Sba Loan Interest Rates 2024. For 2024, sba loan rates have substantially increased due to the federal reserve raising the benchmark interest rate to lower inflation and manage the economy,. Estimated sba loan rates as of july 2022.

What small businesses should know about 2024. A reasonable interest rate for a small business loan or line of credit is between 3% and 17%, while an sba 7(a) loan rate is capped between 11.5% and.